{"id":1374,"date":"2026-03-01T13:31:14","date_gmt":"2026-03-01T12:31:14","guid":{"rendered":"https:\/\/wp.richner.info\/reguscireco\/valeur-locative-il-est-temps-dagir\/"},"modified":"2026-04-01T09:00:22","modified_gmt":"2026-04-01T07:00:22","slug":"valeur-locative-il-est-temps-dagir","status":"publish","type":"post","link":"https:\/\/reguscireco.info\/fr\/valeur-locative-il-est-temps-dagir\/","title":{"rendered":"Valeur locative : il est temps d’agir !"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb left_padding_desktop=\u00a0\u00bb18%\u00a0\u00bb constrain_group_2=\u00a0\u00bbyes\u00a0\u00bb right_padding_desktop=\u00a0\u00bb18%\u00a0\u00bb left_padding_tablet=\u00a0\u00bb0″ constrain_group_4=\u00a0\u00bbyes\u00a0\u00bb right_padding_tablet=\u00a0\u00bb0″ left_padding_phone=\u00a0\u00bb0″ constrain_group_6=\u00a0\u00bbyes\u00a0\u00bb right_padding_phone=\u00a0\u00bb0″ text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb row_position_desktop=\u00a0\u00bbdefault\u00a0\u00bb row_position_tablet=\u00a0\u00bbinherit\u00a0\u00bb row_position_phone=\u00a0\u00bbinherit\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb gradient_type=\u00a0\u00bbdefault\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb flex_gap_desktop=\u00a0\u00bb10px\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1″ background_hover_color_opacity=\u00a0\u00bb1″ column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ width=\u00a0\u00bb1\/1″ tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]\n

Fin 2025, l’abolition de la valeur locative a \u00e9t\u00e9 approuv\u00e9e. Il ne s’agit pas d’une simple modification de la loi, mais d’un changement de syst\u00e8me avec des modifications fondamentales pour les propri\u00e9taires. Si vous voulez \u00e9conomiser des imp\u00f4ts maintenant, vous devriez avoir termin\u00e9 vos r\u00e9novations avant la fin de 2027. Les changements suivants sont essentiels :<\/h3>[\/vc_column_text][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]

1.)<\/strong> L’abolition de la valeur locative r\u00e9duit le revenu imposable des propri\u00e9taires d’un appartement ou d’une maison. Les propri\u00e9taires pourraient ainsi \u00e9conomiser des imp\u00f4ts.<\/p>\n

2.)<\/strong> Les frais d’entretien et les r\u00e9novations ne peuvent plus \u00eatre d\u00e9duits ni au niveau f\u00e9d\u00e9ral ni au niveau cantonal. Les imp\u00f4ts seront donc \u00e0 nouveau plus \u00e9lev\u00e9s \u00e0 cet \u00e9gard.<\/p>\n

3.)<\/strong> Les investissements dans les \u00e9conomies d’\u00e9nergie ne peuvent plus \u00eatre d\u00e9duits de l’imp\u00f4t f\u00e9d\u00e9ral. Les cantons peuvent toutefois continuer \u00e0 accorder la d\u00e9duction pour les \u00e9conomies d’\u00e9nergie et la protection de l’environnement jusqu’en 2050 au plus tard.<\/p>\n

4.)<\/strong> Les d\u00e9ductions fiscales pour les int\u00e9r\u00eats d\u00e9biteurs priv\u00e9s sur les logements occup\u00e9s par leur propri\u00e9taire ne sont plus possibles.<\/p>\n

5.)<\/strong> Une exception s’applique aux premiers acqu\u00e9reurs d’un bien immobilier occup\u00e9 exclusivement par leur propri\u00e9taire : ils pourraient faire valoir une d\u00e9duction limit\u00e9e des int\u00e9r\u00eats d\u00e9biteurs pendant dix ans. La premi\u00e8re ann\u00e9e, la d\u00e9duction s’\u00e9l\u00e8ve \u00e0 10’000 francs pour les personnes mari\u00e9es et \u00e0 5’000 francs pour les personnes seules. Ce montant diminue ensuite de 10% par an.<\/p>\n

Conclusion<\/strong> : Les personnes \u00e2g\u00e9es qui ont amorti en grande partie leur hypoth\u00e8que apr\u00e8s des d\u00e9cennies dans leur propre bien immobilier en profiteront probablement et pourront \u00e9conomiser davantage d’imp\u00f4ts \u00e0 l’avenir. En revanche, cela sera surtout plus co\u00fbteux pour les propri\u00e9taires de biens immobiliers n\u00e9cessitant une r\u00e9novation, car les r\u00e9novations et les investissements de remplacement ne pourront plus \u00eatre d\u00e9duits des imp\u00f4ts.<\/p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb row_position_desktop=\u00a0\u00bbdefault\u00a0\u00bb row_position_tablet=\u00a0\u00bbinherit\u00a0\u00bb row_position_phone=\u00a0\u00bbinherit\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb flex_gap_desktop=\u00a0\u00bb10px\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1″ background_hover_color_opacity=\u00a0\u00bb1″ column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ width=\u00a0\u00bb1\/1″ tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text] \n\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb row_position_desktop=\u00a0\u00bbdefault\u00a0\u00bb row_position_tablet=\u00a0\u00bbinherit\u00a0\u00bb row_position_phone=\u00a0\u00bbinherit\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb flex_gap_desktop=\u00a0\u00bb10px\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1″ background_hover_color_opacity=\u00a0\u00bb1″ column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3″ width=\u00a0\u00bb1\/1″ tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row]","protected":false},"excerpt":{"rendered":"

Fin 2025, l’abolition de la valeur locative a \u00e9t\u00e9 approuv\u00e9e. Il ne s’agit pas d’une simple modification de la loi, mais d’un changement de syst\u00e8me avec des modifications fondamentales pour les propri\u00e9taires. Si vous voulez \u00e9conomiser des imp\u00f4ts maintenant, vous devriez avoir termin\u00e9 vos r\u00e9novations avant la fin de 2027.<\/p>\n","protected":false},"author":1,"featured_media":1375,"comment_status":"closed","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35],"tags":[],"class_list":{"0":"post-1374","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-epargner"},"acf":[],"_links":{"self":[{"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/posts\/1374","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/comments?post=1374"}],"version-history":[{"count":2,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/posts\/1374\/revisions"}],"predecessor-version":[{"id":1961,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/posts\/1374\/revisions\/1961"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/media\/1375"}],"wp:attachment":[{"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/media?parent=1374"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/categories?post=1374"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/reguscireco.info\/fr\/wp-json\/wp\/v2\/tags?post=1374"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}